Group Disability Insurance

In today’s competitive environment, one of your most important assets is your employees. They are an integral part of your success so you want to make sure their incomes are adequately insured in the event of a disability, yet you also want to provide them with an incentive to return to work.

You don’t have to be a Fortune 500 company to insure the incomes of your employees. You, as a small business owner, are important to us, and your employees can benefit from having their incomes insured no matter how many there are.

Small Group Long Term Disability Insurance 
Small Group Long Term Disability Insurance provides monthly benefits for disabilities lasting longer than 13 or 26 weeks and is available to employers with three to nine employees.
 
Small Group Short Term Disability Insurance  
Small Group Short Term Disability Insurance provides weekly benefits for disabilities up to 26 weeks and is available to employers with three to nine employees.

Large Group Long Term Disability Insurance 
Large Group Long Term Disability Insurance provides monthly benefits for disabilities lasting longer than 13 or 26 weeks and is available to employers with ten or more employees.
 
Large Group Short Term Disability Insurance  
Large Group Short Term Disability Insurance provides weekly benefits for disabilities up to 26 weeks and is available to employers with ten or more employees.

Tom Morris, CFP®, CLTC, CLU®, ChFC®, MBA

Financial Representative